Fredericksburg real estate and homes for sale in Virginia - The Belcher Team, REALTORS® The Belcher Team REALTORS(r) for Fredericksburg, Virginia real estate - NUMBER1EXPERTS™ The Belcher Team NUMBER1EXPERTS(tm) for Fredericksburg, Virginia real estate

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The Belcher Team, REALTORŪ, real estate agents and broker for Fredericksburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top Fredericksburg Virginia real estate experts. Call us: 540-373-2800 Ext.135.





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Mortgage Prequalification: Fredericksburg Virginia home buying, real estate listings, and homes for sale in Fredericksburg                 County, VA
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Fredericksburg Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
First Time Buyers >The Elements of Location

When you are in the market for a home, how should you evaluate the properties that appeal to you? There is an old cliché about the three most important factors of a piece of property--location, location and location.

Some neighborhoods have a certain distinction that attracts buyers, but there are other factors to take into account. A house in the best part of town may have a few points subtracted if it is located on a busy street. There are buyers who would like to be close to schools, shopping, and churches, but don't want to live across the street from these facilities. You may want an easy commute to your job, but would not consider a location close to the "on" ramp for the major route into town. A location close to a airport could be convenient if you are a commercial pilot, but could make it difficult to sell even the most wonderful house.

As you balance all of the factors, remember that a location liability which gets you a great house at a reasonable price will probably require you to pass a similar savings on to future buyers.

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Real Estate Trivia
Q 
What does the abbreviation PITI stand for?

A 
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment.
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The Belcher Team, REALTORŪ, real estate agents and broker for Fredericksburg Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

The Belcher Team
RE/MAX Allegiance

1671 Jefferson Davis Hwy., Suite 204
Fredericksburg, VA. 22401
Phone: 800-729-3013 x135
Phone: 540-373-2800 x135
eFax: 866-399-4753
Email: thebelcherteam@NUMBER1EXPERT.com
Email: thebelcherteam@gmail.com

"The Belcher Team" is consistently the Top Team recipients in the Fredericksburg Virginia area. Let our expertise make your real estate transaction easy. Please do not hesitate to calll us for more information.

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